Step 2: Determining your investor profile

This questionnaire will help you select an investor profile, based on your personal situation and comfort level with investing. The total score recommends which of the five risk profiles is most appropriate for you. Answer these questions and select "Calculate" at the bottom.

		Strongly agree	Agree	Neutral	Disagree	Strongly disagree	Score
1.	I expect to begin withdrawing money from my retirement account in:	1 Year	2-4 Years	5-7 Years	8-10 Years	11+ Years
2.	Once I begin withdrawing money from my retirement account, I expect the withdrawals to last:	Lump sum	2-4 Years	5-7 Years	8-10 Years	11+ Years
3.	I would take money out of my retirement savings to pay for a large, unexpected expense.	Strongly Agree	Agree	Neutral	Disagree	Strongly disagree
4.	To meet my financial goals, my investments must grow at a high rate of return.	Strongly Agree	Agree	Neutral	Disagree	Strongly disagree
5.	I prefer investments that are a low risk, even if the returns are lower than the rate of inflation (the rise in prices over time).	Strongly Agree	Agree	Neutral	Disagree	Strongly disagree
6.	I prefer an investment strategy designed to grow steadily and avoid sharp ups and downs.	Strongly Agree	Agree	Neutral	Disagree	Strongly disagree
7.	When it comes to investing, protecting the money I have is my highest priority.	Strongly Agree	Agree	Neutral	Disagree	Strongly disagree
8.	I am unwilling to wait several years to recover from losses I could incur in an extended down market.	Strongly Agree	Agree	Neutral	Disagree	Strongly disagree
9.	I always choose investments with the highest possible return, even if the investments may frequently experience large declines in value because of higher risk.	Strongly Agree	Agree	Neutral	Disagree	Strongly disagree
10.	If I had $1,000 invested in an account, and its value dropped to $850 after six months, I would move all my money to a more conservative account.	Strongly Agree	Agree	Neutral	Disagree	Strongly disagree

Please note that all questions must be competed in order to calculate accurate results. 

 

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